Partner, Office Manager

Debbie became a licensed insurance agent in 1985, and has been affiliated with Capital Insurance & Associates since 1996. She is a member of the Society of Certified Insurance Service Representatives, as she has completed the academic requirements to receive this designation. In October of 2005, she purchased stock in Capital Insurance & Associates, and as a partner, she continues to work as a Producer and an Office Manager.

Debbie has been married to her husband, Chris for 33 years. With 25 years of sales experience, Chris left his position as a Sales Executive for Motorcycle Stuff in Cape Girardeau, and joined the sales force at Capital Insurance & Associates. They have 2 children Cassie 29 and Dustin 33, Cassie married Edgar Myers on September 30, 2011 and we are now bless with 2 step grand children Morgan and Hayden. Cassies is working for the Department of Treasury and continuing to work on her doctorate. Dustin stated his own business Cape Girardeau Tile Company.

Partner, Producer

John graduated Cum Laude from Southeast Missouri State University with a Bachelors of Science in Business Administration in 1997. He went immediately to work at Capital Insurance & Associates since his father and mother were principles of the agency. Since then, he has been a producer, writing commercial and personal lines as well as life and health insurance. John is one of the partners of the agency John is married to Shanna and they have two children, Katie and John III, and they reside in Jackson, MO.

Partner, Producer

First of all, I would like to thank you for taking the time to visit our website. I joined the Capital Team following twenty-four years of dedicated sales service within the distribution business. Thus, the most important component of my sales doctrine is the value of putting customer service first, above all else. Our ultimate goal here at Capital is to serve our clients so they feel as though we are part of their personal staff. Simply, we do not want to just be their insurance agent but, rather, a partner in developing their personal businesses, as well as to ensure the protection of their families. I am a homegrown Cape Girardeauan where I joined the Navy after a brief stint of college football. In 1976, I married Debbie Schuessler when we promptly moved to Texas for four years to fulfill my military duties. During this stay, Debbie and I were blessed with our first child, Dustin. After my military tour, we moved back to Cape where I worked for Pepsi where I worked, first, as a route driver and eventually became a branch manager. During this time, we were again blessed with our second child, Cassie. Following my tenure at Pepsi, I joined the sales team at a growing company, Motorcycle Stuff Distributors. After twenty-four years of service at MC Stuff, the table was set for one more move . . . I joined Debbie at Capital as their newest sales associate. In 2007, we were afforded the opportunity to partner in the growing agency and now I am eager to help to develop our company and support our clients. Things are going really well. I am so excited about starting this new venture, my children are both doing great (Dustin is the service manager at Cyclewerx and Cassie is now working for the Department of Treasurer and contuing to work on her doctorate. I have two passions: golf and wine. Both of which I continue to realize will take a lifetime to master. I hope that this brief outline of my life has enabled you to know me a bit better. I am always available for any questions or concerns.

Producer

Paul started in the insurance business in 1973, with Hahs-Stiegemeyr Underwriters in Cape Girardeau. That agency was then sold to Colonial Insurance Group in 1977 and later sold to Cape Insurance Agency in 1988. Cape Insurance Agency then merged with Giddens and Johnson Insurance Agency, and later the name was changed to G & W Investments, Inc. D/B/A Capital Insurance & Associates. Paul has been a producer with Capital Insurance ever since, writing both personal and commercial lines, life and health insurance. Paul was born and raised in Cape Girardeau. He graduated from the University of Missouri in Columbia, MO in 1958, with a Bachelors of Science in Business Administration, lettering in both basketball and baseball. He served in the United States Marine Corps, obtaining the rank of Captain. He served on the City Council in Cape Girardeau for six years, and later served as the Mayor of Cape Girardeau for three years. He was on the Legislative Affairs Committee for the Missouri Association of Independent Agencies in 2004. He teaches a total of two hours per semester of homeowners and auto insurance courses to Southeast Missouri State University students. He has been married for 52 years to wife, Joan, and they have three daughters and seven grandchildren.

Producer

Mary’s father, Norman E. McElreath, founded McElreath Realty and Insurance in 1955. In 1970 she began working for the agency while attending Southeast Missouri State University. Licensed as both agent and broker in 1971, Mary continued her education and graduated with a B.S. in Business Administration in May of 1973, majoring in general business management, and minoring in chemistry and mathematics. She was an agent/broker for the agency and because partner in 1977. After her father’s retirement in 1985 she continued to operate and own McElreath Realty and Insurance until September 1, 1997, when the agency merged with Capital Insurance & Associates. This merger enabled Mary to focus on serving her customers. She has served multiple terms as president, vice-president and secretary-treasurer of the Independent Insurance Agents of Cape Girardeau since 1975. In 1978, she served as a director on the Small Agents Committee of the Independent Insurance Agents of Missouri. As a producer at Capital Insurance & Associates, Mary writes all lines of property, casualty, life and health insurance. Her interest, experience, and the predominant volume of written accounts are commercial property and casualty. For all customers, she concentrates on providing the best combination of coverage, price and service. Mary is a member of Trinity Lutheran Church in Cape Girardeau, and has served on the Finance Board, Evangelism Board, secretary of Church Planning and Building Committee ($2,100,000 church building project, 1977-1982), secretary of the Board of Education of Trinity Lutheran School, and Sunday school teacher. During her tenure on the Board of Education, she served to establish the Trinity Lutheran School extended care program and the Trinity Lutheran School Foundation. She is currently a member of the Board of Directors of Saint Francis Medical Center Foundation in Cape Girardeau. Mary is a Cape Girardeau native with two children. Shane is an employee of the Rite Group, and a student at Southeast Missouri State U

Toby Shreve

Mike Hornbeak